Last Updated: May 20, 2025
At Spike My Credit Score, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you register on the website, express an interest in obtaining information about us or our products and services, participate in activities on the website, or otherwise contact us. The personal information we collect may include:
- Name, email address, telephone number, and mailing address
- Social Security number (required for credit services)
- Date of birth
- Financial information (such as credit card numbers)
- Personal identification information (such as driver's license or passport)
- Any other information you choose to provide
Automatically Collected Information
When you access our website, we may automatically collect certain information about your device, including:
- Device type and browser information
- IP address
- Operating system
- Time spent on pages
- Pages visited
- Links clicked
- Cookies and tracking technologies
How We Use Your Information
We may use the information we collect from you for various purposes, including to:
- Provide, operate, and maintain our services
- Process and complete transactions
- Communicate with you about services, updates, and promotions
- Respond to your comments, questions, and requests
- Monitor and analyze trends, usage, and activities
- Improve the website and enhance user experience
- Comply with legal obligations
- Prevent fraudulent transactions and monitor against theft
- Conduct credit analysis and improvement services for you
Disclosure of Your Information
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, judicial proceedings, court orders, or legal processes.
Third-Party Service Providers
We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to perform those services.
Marketing Communications
With your consent, we may share your information with third parties for marketing purposes.
Business Transfers
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
Your Privacy Choices
Tracking Technologies
You can choose to disable cookies through your browser options. To know how you can disable cookies, check your browser's help instructions.
Email Communications
If you no longer wish to receive correspondence, emails, or other communications from us, you may opt-out by:
- Clicking the "unsubscribe" link at the bottom of any email
- Contacting us using the contact information provided below
- Updating your preferences in your account settings (if applicable)
Security of Your Information
We use administrative, technical, and physical security measures to help protect your personal information from unauthorized access, use, or disclosure. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure.
Children's Privacy
Our website and services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If you are under 18, please do not provide any personal information on this website.
California Privacy Rights
California Civil Code Section 1798.83 permits California residents to request information about our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us using the information below.
Changes to This Privacy Policy
We may update our privacy policy from time to time. The updated version will be indicated by an updated "Last Updated" date and the updated version will be effective as soon as it is accessible. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.
Contact Us
If you have questions or comments about this privacy policy, please contact us at:
Spike My Credit Score
123 Financial Way
Credit City, NY 10001
Phone: (555) 123-4567
Email: privacy@spikemycreditscore.com